Insurance
Why are 4.7 million Floridians insured through ACA marketplace plans, and what happens if they lose their subsidies?
Why are 4.7 million Floridians insured through ACA marketplace plans, and what happens if they lose their subsidies? 4.7 million Floridians rely on Affordable Care Act (ACA) marketplace plans for health insurance, representing 27% of the state’s under-65 population. The ACA expanded access to affordable health insurance through three strategies: fines, Medicaid expansion, and subsidies […]
🏛️ Politics
Many Colorado homeowners are underinsured − here’s what to do before the next fire
Many Colorado homeowners are underinsured − here’s what to do before the next fire Many Colorado homeowners are underinsured, with 74% of those affected by the Marshall Fire having insufficient coverage to rebuild their homes. Even households with incomes above $180,000 were found to be underinsured, with 72% holding policies that did not cover the […]
📰 News
Health insurance subsidy standoff pits affordable care for millions against federal budget constraints
Health insurance subsidy standoff pits affordable care for millions against federal budget constraints The Affordable Care Act (ACA) subsidies are set to expire on January 1, 2026, unless Congress extends them, which would affect millions of Americans’ health insurance coverage. If the subsidies expire, an estimated 5 million people could lose their health insurance coverage, […]
🏛️ Politics
San Francisco company uses AI to insure homes in California wildfire zones
San Francisco company uses AI to insure homes in California wildfire zones A San Francisco company is using AI to insure homes in California wildfire zones. The traditional insurance market has been unable to provide adequate coverage due to the high risk of wildfires. Thousands of homeowners have been forced onto the costly and limited […]
💻 Technology
Insurance warning signs in doctors’ offices might discourage patients from speaking openly about their health
Insurance warning signs in doctors’ offices might discourage patients from speaking openly about their health Warning signs in doctors’ offices that mention potential extra insurance costs may discourage patients from speaking openly about their health issues. Research found that these warning signs can lead to patients being less willing to raise a wide variety of […]
🏥 Health
Employers are failing to insure the working class – Medicaid cuts would leave them even more vulnerable
Employers are failing to insure the working class – Medicaid cuts would leave them even more vulnerable Under the One Big Beautiful Bill Act, 7.8 million Americans across the US would lose their Medicaid coverage, including 248,000 to 414,000 residents in Michigan. The proposed work requirements for Medicaid would lead to widespread coverage losses among […]
🏛️ Politics
When you lose your health insurance, you may also lose your primary doctor – and that hurts your health
When you lose your health insurance, you may also lose your primary doctor – and that hurts your health When you lose health insurance, you may also lose your primary doctor, leading to missed warning signs, delayed care, and worsening health outcomes. Staying connected to a trusted doctor can keep you healthier and save the […]
🏥 Health
How artificial intelligence controls your health insurance coverage
How artificial intelligence controls your health insurance coverage Health insurance companies use artificial intelligence algorithms to decide whether to pay for health care treatments and services recommended by a patient’s physicians, often leading to delays or denials of necessary care. The use of AI in health insurance can have serious consequences, including withholding care from […]
🏥 Health
House tax-and-spending bill and other Trump administration changes could make millions of people lose their health insurance coverage
House tax-and-spending bill and other Trump administration changes could make millions of people lose their health insurance coverage Millions of Americans could lose their health insurance coverage due to the House tax-and-spending bill and other Trump administration changes, including a reduction in Medicaid incentives and work requirements for Medicaid beneficiaries. The Congressional Budget Office estimates […]
🏛️ Politics
Family taps AI to fight insurance company after California wildfires destroy home
Family taps AI to fight insurance company after California wildfires destroy home Dennis Salguero’s home was destroyed by California wildfires, but his insurance company gave him a rebuilding estimate significantly below market value. Salguero decided to use free AI tools to draft an appeal against the insurance company’s decision. He used multiple different models of […]
📰 News